That’s why The Terrell Team partners with Wells Fargo’s Terrie McVey. Terrie is the Home Mortgage Consultant at Wells Fargo Home Mortgage, and has been working with Century 21 Four Seasons agents here “on the mountain” for over ten years. She’s managed the financing for literally hundreds of homes in the Gatlinburg/Pigeon Forge area! Like The Terrell Team, Terrie is an award-winning pro– in 2013 she was ranked #28 in sales nationwide, and was inducted into the Wells Fargo Leader’s Club. Terrie knows the second-home / investment / retirement home market inside and out. That’s why our Team feels so comfortable referring clients to her for advice– even if they are just beginning their exploration of the idea of a home in the Smokies. She’s friendly and helpful, and will help you figure out your budget for a new home, identify any areas that need some attention on your part, and provide you with available options. The programs and interest rates offered by Wells Fargo are competitive or even lower than others, so it’s definately worth an intial contact.
Why Go Local?
Why Should You Go Local?
I just completed a transaction with a client that ended up being a whole lot more challenging than it needed to be, and I thought I would share with you some of the reasons. The buyer had a mortgage with a local bank in their home state, and wanted to use them to finance their purchase of a second home here in the Smokies. Here are some of the problems we encountered:
1. The lender was not familiar with the second home vs. investment property concept, and was not able to provide adequate counseling to my client as to the differences, and their best alternative.
2. The lender selected the appraiser from a pool of professionals from outside of the area, and the appraiser was not familiar with the unique market of cabins and homes that we have here.
3. The communication between the out of state bank and the professionals here was poor– the flow of documentation was slow, folks were left out of the “loop” when decisions were made, resulting in loss of many days of time during the transaction.
These things caused the buyers a lot of frustration and anxiety as the closing date loomed closer and closer without a clear understanding of the exact status of the loan.
Think about it– would you ever contact a real estate agent in Cincinnati and ask them to assist you in finding a home in Gatlinburg? Of course not– because you would want the expertise of someone who worked in the local market every day, and who knew it inside and out!
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“Jane Terrell and her team were the best!! I could not have asked for a better realtor. She is extremely knowledgeable about the area and is so professional and helpful. But the thing that I really appreciate, more than anything else, about Jane is her true desire to do the right thing at every turn. Integrity is wonderful character trait and Jane Terrell has an abundance of that!! “
“I contacted Theresa (Jean) Raymond with regard to a Century 21 listing I was interested in. After exchanging messages and calls, I felt she had an understanding of what we were looking for. In fact, after viewing many homes that my husband and I had selected, she suggested one that was not on our list. She had understood our needs and wishes so well that she found us the perfect home, which we subsequently purchased. Theresa offered to contact the utility companies for us to help us set up by o…
E. Palma and M. Rahouly
We have bought many houses and so many properties over the years. This is our first investment property and we work with Jared for probably four years to find the right property. I have to say this was the finest real estate experience we have ever . We had some negative experiences with a couple of other agents, which only made us appreciate Century 21 even more. Jared went above and beyond the call of duty, And we will certainly use him for all of our real estate agent future.”
S. and D. Larson
“Looking for a realtor that knows the ” rental cabin” business like a seasoned pro, and can walk you through everything; just call Jane Terrell!! I promise, she always answers or calls back!”
G and L Morgan
“Once I chose Jane, she was attentive, informative, professional, and extremely flexible. She made adjustments to our schedule needs and gave excellent service. She was 100% instrumental with our search for the right house, her team was very helpful, and her recommendation of Wells Fargo was the perfect choice for us. I will recommend her team, and her personally for anyone looking to buy property in the area she works in. Jane taught us the “back roads” as well as the surrounding areas so th…
A. Magee and E. Leo
“Jake Cowart was an absolute pleasure to work with. He went above and beyond to make the deal happen. We appreciated him so much and will most definitely use him in the future for any other real estate needs in the area.”
D and M Waldeck
“Couldn’t ask for better service.”
“Highly professional with a great knowledge of the local market.”
M. and T. Rohrkemper
“Jane and her team were outstanding! To buy a house in TN from MI I had my concerns but the team she put together from the bank to the management company was more than adequate, I should say they were down right fantastic. If I was to buy another home Jane will be the only person I would approach. “
S. and M. Fogarty
About our blog
Our agents write often to give you the latest insights on owning a home or property in the Smoky Mountain area.