That’s why The Terrell Team partners with Wells Fargo’s Terrie McVey. Terrie is the Home Mortgage Consultant at Wells Fargo Home Mortgage, and has been working with Century 21 Four Seasons agents here “on the mountain” for over ten years. She’s managed the financing for literally hundreds of homes in the Gatlinburg/Pigeon Forge area! Like The Terrell Team, Terrie is an award-winning pro– in 2013 she was ranked #28 in sales nationwide, and was inducted into the Wells Fargo Leader’s Club. Terrie knows the second-home / investment / retirement home market inside and out. That’s why our Team feels so comfortable referring clients to her for advice– even if they are just beginning their exploration of the idea of a home in the Smokies. She’s friendly and helpful, and will help you figure out your budget for a new home, identify any areas that need some attention on your part, and provide you with available options. The programs and interest rates offered by Wells Fargo are competitive or even lower than others, so it’s definately worth an intial contact.
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Why Go Local?
Why Should You Go Local?
I just completed a transaction with a client that ended up being a whole lot more challenging than it needed to be, and I thought I would share with you some of the reasons. The buyer had a mortgage with a local bank in their home state, and wanted to use them to finance their purchase of a second home here in the Smokies. Here are some of the problems we encountered:
1. The lender was not familiar with the second home vs. investment property concept, and was not able to provide adequate counseling to my client as to the differences, and their best alternative.
2. The lender selected the appraiser from a pool of professionals from outside of the area, and the appraiser was not familiar with the unique market of cabins and homes that we have here.
3. The communication between the out of state bank and the professionals here was poor– the flow of documentation was slow, folks were left out of the “loop” when decisions were made, resulting in loss of many days of time during the transaction.
These things caused the buyers a lot of frustration and anxiety as the closing date loomed closer and closer without a clear understanding of the exact status of the loan.
Think about it– would you ever contact a real estate agent in Cincinnati and ask them to assist you in finding a home in Gatlinburg? Of course not– because you would want the expertise of someone who worked in the local market every day, and who knew it inside and out!
Written by Jane Terrell on . Posted in Additional Resources, Buyer Tools, Our Trusted Partners, Uncategorized
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Testimonials
“Jane and her team were outstanding! To buy a house in TN from MI I had my concerns but the team she put together from the bank to the management company was more than adequate, I should say they were down right fantastic. If I was to buy another home Jane will be the only person I would approach. “
S. and M. Fogarty

Jared Drager worked hard to find the perfect cabin for my family. He was not only professional but listened and understood what we were looking for in a rental cabin. I would highly recommend Jared and the Prime Mountain Property team.
John Corrigan
“Highly professional with a great knowledge of the local market.”
M. and T. Rohrkemper

Courteous, professional, prompt! If you want to get the job done by the best, call the Terrell Team. I had multiple offers on Day1, and some were over the asking price! Luisa, my agent, helped me sort through the offers with knowledge and Patience! This is our second time to use the Terrell Team and would highly recommend them over all the other agencies in the area! We do not live in the state, so it makes the job even more challenging for the agent! But, she got it closed in a timely manner! M…
alana johnson
“Couldn’t ask for better service.”
J. Dycus
I can’t thank Jared enough. I had wanted to purchase a cabin in the area for many years but was always hesitant since I lived a few hours away. I was referred to Jared through a close friend. She said he would help me find the type of cabin that I was looking for and would not just try to sell me a cabin. She was exactly right! From the first phone call I made to him, he looked for the type of cabin I was looking for that was in my price range and gave great recommendations. Being a first time …
Available, Helpful and Easy to Work With
I have worked for the Terrell-Drager Team for several years. They are a great team to work with as a buyer or seller. I have highly recommended them to several clients and they all have been very satisfied. Give the TERREL-DRAGER TEAM a call for all of your real estate needs – you will not be disappointed.
Audrey Gibson
If we could give Josh Wells 10 stars we would!! What a fabulous realtor, he is extremely knowledgeable, helpful, and is on top of everything from start to finish. We purchased our property in TN while living in NY, which could prove to be difficult, but not with Josh at the helm..we were so pleased with how smooth the process was. Josh also was there for us with the many questions we had about the local area and recommendations for inspectors, insurance agents, contractors..the list goes on, Jo…
Can We Give 10 Stars?

I’ve bought and sold 3 properties, all with Jane Terrell and the Terrell-Drager team. Jane and her team are very knowledgeable about real estate in the area and are very responsive. Always ready to answer questions, and always willing to go above and beyond to make things happen. It’s been a pleasure all three times, and closings have always gone off without a hitch.
Doug Morgan

Jane was great our sale was seamless, she recommended the right price and kept us in the loop on everything during the sale of our home. We are now looking to buy and working with Josh for the second time has been great so far! He is an amazing realtor and person. Best realtor we have ever dealt with. He treats us as if we were family and continues to go out of his way to show us enough homes to make a good decision. He is extremely knowledgeable about every aspect of the sale from offer to clos…
Ashley Prado
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