That’s why The Terrell Team partners with Wells Fargo’s Terrie McVey. Terrie is the Home Mortgage Consultant at Wells Fargo Home Mortgage, and has been working with Century 21 Four Seasons agents here “on the mountain” for over ten years. She’s managed the financing for literally hundreds of homes in the Gatlinburg/Pigeon Forge area! Like The Terrell Team, Terrie is an award-winning pro– in 2013 she was ranked #28 in sales nationwide, and was inducted into the Wells Fargo Leader’s Club. Terrie knows the second-home / investment / retirement home market inside and out. That’s why our Team feels so comfortable referring clients to her for advice– even if they are just beginning their exploration of the idea of a home in the Smokies. She’s friendly and helpful, and will help you figure out your budget for a new home, identify any areas that need some attention on your part, and provide you with available options. The programs and interest rates offered by Wells Fargo are competitive or even lower than others, so it’s definately worth an intial contact.
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Why Go Local?
Why Should You Go Local?
I just completed a transaction with a client that ended up being a whole lot more challenging than it needed to be, and I thought I would share with you some of the reasons. The buyer had a mortgage with a local bank in their home state, and wanted to use them to finance their purchase of a second home here in the Smokies. Here are some of the problems we encountered:
1. The lender was not familiar with the second home vs. investment property concept, and was not able to provide adequate counseling to my client as to the differences, and their best alternative.
2. The lender selected the appraiser from a pool of professionals from outside of the area, and the appraiser was not familiar with the unique market of cabins and homes that we have here.
3. The communication between the out of state bank and the professionals here was poor– the flow of documentation was slow, folks were left out of the “loop” when decisions were made, resulting in loss of many days of time during the transaction.
These things caused the buyers a lot of frustration and anxiety as the closing date loomed closer and closer without a clear understanding of the exact status of the loan.
Think about it– would you ever contact a real estate agent in Cincinnati and ask them to assist you in finding a home in Gatlinburg? Of course not– because you would want the expertise of someone who worked in the local market every day, and who knew it inside and out!
Written by Jane Terrell on . Posted in Additional Resources, Buyer Tools, Our Trusted Partners, Uncategorized
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Testimonials
I can’t thank Jared enough. I had wanted to purchase a cabin in the area for many years but was always hesitant since I lived a few hours away. I was referred to Jared through a close friend. She said he would help me find the type of cabin that I was looking for and would not just try to sell me a cabin. She was exactly right! From the first phone call I made to him, he looked for the type of cabin I was looking for that was in my price range and gave great recommendations. Being a first time …
Available, Helpful and Easy to Work With
I can’t thank Jared enough. I had wanted to purchase a cabin in the area for many years but was always hesitant since I lived a few hours away. I was referred to Jared through a close friend. She said he would help me find the type of cabin that I was looking for and would not just try to sell me a cabin. She was exactly right! From the first phone call I made to him, he looked for the type of cabin I was looking for that was in my price range and gave great recommendations. Being a first time …
Jared is My Real Estate Agent!
If we could give Josh Wells 10 stars we would!! What a fabulous realtor, he is extremely knowledgeable, helpful, and is on top of everything from start to finish. We purchased our property in TN while living in NY, which could prove to be difficult, but not with Josh at the helm..we were so pleased with how smooth the process was. Josh also was there for us with the many questions we had about the local area and recommendations for inspectors, insurance agents, contractors..the list goes on, Jo…
Can We Give 10 Stars?
“Looking for a realtor that knows the ” rental cabin” business like a seasoned pro, and can walk you through everything; just call Jane Terrell!! I promise, she always answers or calls back!”
G and L Morgan
“Once I chose Jane, she was attentive, informative, professional, and extremely flexible. She made adjustments to our schedule needs and gave excellent service. She was 100% instrumental with our search for the right house, her team was very helpful, and her recommendation of Wells Fargo was the perfect choice for us. I will recommend her team, and her personally for anyone looking to buy property in the area she works in. Jane taught us the “back roads” as well as the surrounding areas so th…
A. Magee and E. Leo
“Jane Terrell and her team were the best!! I could not have asked for a better realtor. She is extremely knowledgeable about the area and is so professional and helpful. But the thing that I really appreciate, more than anything else, about Jane is her true desire to do the right thing at every turn. Integrity is wonderful character trait and Jane Terrell has an abundance of that!! “
D. Cunningham
“Couldn’t ask for better service.”
J. Dycus
“Jane and her team were outstanding! To buy a house in TN from MI I had my concerns but the team she put together from the bank to the management company was more than adequate, I should say they were down right fantastic. If I was to buy another home Jane will be the only person I would approach. “
S. and M. Fogarty
“Highly professional with a great knowledge of the local market.”
M. and T. Rohrkemper
Jared Drager who works with Jane Terrell helped my family and me find the perfect cabin! Jared provided excellent customer service. He is the best realtor we have ever worked with! His knowledge, responsiveness, commitment and dedication is unparalleled! We wholeheartedly recommend Jared
Unparalleled, the Best Realtor We Have Ever Worked With
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